Umbrella
What is personal umbrella insurance?
Personal umbrella insurance provides coverage beyond your homeowner or
auto policy by adding an extra layer of liability coverage. Coverage is
provided in amounts of $1,000,000 increments. Umbrella insurance also
covers situations that may not be covered by another policy such as
slander or libel.
The umbrella policy coverage "kicks in" where you’re existing coverage
ends, up to limit of the umbrella policy purchased.
Personal Umbrella Protection covers:
1.
Operating most motor vehicles, including cars, RV’s, motorcycles, pickup
trucks, and most watercraft
2.
Incidents involving any property covered by your basic homeowners
policy.
3.
Incidents alleging slander, libel, defamation of character, invasion of
privacy, even false arrest.
4.
Business liability coverage is provided if covered by your basic
homeowners policy.
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