Privacy Policy

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PLEASE READ THESE TERMS OF USE AND PRIVACY POLICIES CAREFULLY. By using this site, you agree to these Terms and Conditions of Use, as well as the Privacy Policies contained therein (collectively referred to as the "Terms of Use"). IF YOU DO NOT AGREE TO THESE TERMS OF USE, YOU MAY NOT USE THIS SITE.

RESTRICTIONS ON USE OF MATERIALS: This site is owned and operated by BPM Insurance - Any activity on this site is subject to monitoring by BPM at any time. Anyone who uses this site consents to such monitoring and agrees that BPM may use the results of such monitoring without limitation. No materials from any website owned, operated, licensed or controlled by BPM may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way, without the prior written consent of BPM. Another condition of your use of this website is that you may not restrict or inhibit any other user from using this website.

LIMITATIONS OF LIABILITY: Under no circumstances, including, but not limited to, negligence, shall BPM be liable for any direct, indirect, incidental, special, consequential or punitive damages that result from the use of, or the inability to use the BPM Material. You specifically acknowledge and agree that BPM is not liable for any defamatory, offensive or illegal conduct of any user. If you are dissatisfied with any of the BPM Material, or with any of BPM’s terms and conditions, your sole and exclusive remedy is to discontinue using this site.

ONLINE PRIVACY: BPM is respectful of the privacy concerns of all visitors to its site. As a general policy, no personal information is automatically collected from visitors to its sites. However, certain non-personal visitor information is recorded by the standard operation of BPM’s servers. This information is primarily used to provide an enhanced on-line experience for the visitor. By having this information, BPM is able to optimize its web pages automatically for each particular visitor. Other uses of this information include tracking the number of visitors to the sites (but visitors are tracked only in an aggregate and non-personally-identifiable form). E-mail addresses and other personally identifiable data about visitors to this site are known to BPM only when voluntarily submitted by the visitor. Personally identifiable information that may be collected as a result of a visitor voluntarily providing information or feedback is retained by the broker or brokers who are employees or owners of BPM and not sold or otherwise transferred outside the company. By using this site, you signify your assent to these Terms of Use. If you do not agree to these Terms of Use, please do not use the site. BPM reserves the right, at BPM’s discretion, to change, modify, add, or remove portions of these Terms of Use at any time. Please check this page periodically for changes. Your continued use of a BPM website following the posting of changes to these Terms of Use will mean that you accept those changes. You can send e-mail to BPM with any further questions to email address.

JURISDICTION: Except as described otherwise, all materials in the BPM sites are made available only to provide information about BPM. BPM controls and operates this site from its headquarters in Topeka, Kansas, USA and makes no representation that these materials are appropriate or available for use in other locations. If you use this site from other locations you are responsible for compliance with applicable local laws.

DO NOT CANCEL ANY EXISTING INSURANCE POLICY UNTIL YOU RECEIVE WRITTEN CONFIRMATION FROM THE INSURANCE COMPANY, TO WHICH YOU ARE APPLYING, THAT YOUR NEW POLICY IS IN EFFECT.